First Alliance Credit Union is now operating a collection point from Maybole based in The Carrick Centre and open each Monday and Friday from 12 Noon till 2pm.
Volunteers from the community along with a representative from 1st Alliance Credit Union will be in attendance to give anyone information about credit unions or to assist them in opening an account.
You can then either manage your account online or pay money in at the collection point in The Carrick Centre.
Craig Potter, a Development Officer with 1st Alliance Credit Union said: “Credit unions are for everyone and encourage a more sensible approach to money.
“The credit union allows savings or provides loans which can be re-paid in affordable instalments spread over an appropriate period.
“As member owned co-operatives a credit union’s only interest is in the financial well-being of its members – not in maximising profits for external shareholders and investors.
“The credit union will offer a loan appropriate to your circumstances which you can really afford to re-pay.
“Credit unions can help you plan future expenses, now is a good time to start saving for the summer holidays or Christmas 2014.
“The credit union will also give advice about budgeting and can be of particular help for people on benefits who in the not too distant future will receive monthly payments to their bank accounts.
“The credit union can then give advice, guidance and support in managing your money.
“For other people it is just a good way to save and to develop a regular saving habit.”