There is anger this week after the closure of Maybole’s Bank of Scotland branch was announced – the last bank in the town.
The Royal Bank of Scotland branch closed last year and the move will see the town without any bank branches.
Bank of Scotland owners, Lloyds Banking Group, says it has seen decreasing transactions at the branch.
Figures Lloyds have released say 27 customers (personal and business) use the Maybole branch on a regular weekly basis. The company say there are no compulsory redundancies and the four staff have relocated to other branches.
Lloyds also say customers can withdraw cash at the local Post Office and there are three free ATMs within three miles of the branch.
A Bank of Scotland spokesperson said: “We have made the decision to close our Maybole branch in June. This is because of the changing way customers choose to bank with us, which has resulted in customers using it less often. The majority of customers also now regularly use alternative branches or channels to complete their banking needs.
“We apologise for any inconvenience that this may cause and have informed customers of the closest alternative branch, which is in Ayr.”
Local MP Corri Wilson has expressed her anger and concern over the planned closure on June 15.
The MP said the partly taxpayer-owned Lloyds Banking Group are blaming the changing nature of how their customers interact with them, but says they have so far failed to evidence this in relation to the closure of what is now the last bank in Maybole.
Speaking on the closure, Ms Wilson said: “I am shocked by this decision, which leaves the people in Maybole high and dry. It is a severe blow to a town already reeling from the closure of its Royal Bank of Scotland branch last summer. It is also deeply concerning for the hard-working branch staff who have, in essence, been informed of their likely redundancy, and for all those who want to see our rural communities thrive.”
The SNP MP added “It is real pity to see what used to be a major Scottish institution withdrawing from Maybole, particularly as this is the last remaining bank serving the town. It will make it very difficult in particular for older folk and people without transport to access banking services and for small businesses to manage their cash banking needs.
“This is a serious loss of a valuable local facility that will penalise the poor, the elderly and the disabled. I have written to the CEO of Lloyds expressing these concerns and the disproportionate impact this decision will certainly have on Maybole and the surrounding area and I’d be very keen to hear the views of customers affected by this disappointing development.”